MOBILE MONEY AGENT TRAINING AT SUCCESS DIGEST,OKOTA-ISOLO,3-3-12

Dear Cashless Friends,

            Are you an entrepreneur? Are you getting frustrated whenever you have cause to make financial transactions?

            Do you want to reduce the time wasted by your workers in their bid to collect their salaries in banks?

            Are you an online marketer who needs to pay seamlessly for goods and services without foreign phone number and address?  

            Are you a DSTV or HITV etc subscribers who find it difficult to pay your monthly subscription?

            Are you tired of collecting a peanut as salary after every thirty days as salary?

            Are you an unemployed who has a dream of becoming your own boss after sometimes?     or are you a retired senior citizen who is not tired of creating endless wealth for the coming generations.

            Then attend this training on SATURDAY 3^RD MARCH,2012 to be exposed to the secret of managing your financial transactions in the emerging cashless economy. 

            As Nigeria is joining the league of nations operating cashless economy. You need to be informed so that you can be empowered to function effectively in this era of emerging cashless economy and total financial inclusion courtesy CBN.

           Remember, this training will proffer solutions to the above questions and many others bothering on your ability to improve your financial status and management.

            Who am I and why I am in a position to share the secret of wealth creation through the  CASHLESS ECONOMY with you?

            My name is ZAKARIYYAH ABDUL-GHANIY AKOREDE a.k.a (KWARA) the first SEN2020 to sign up 100SENpreneurs as members, best SEN2020 marketing strategist, information marketer and FOREX TEACHER of high repute.

            Moreover, I am an accredited MOBILE MONEY TRANSFER/BANKING INSTRUCTOR for four (4) CBN licensed MOBILE MONEY OPERATORS. Which implies that I am qualify to show you HOW TO START YOUR PROFITABLE MOBILE MONEY BANKING Business without stress leading to the attainment of your dream for financial freedom (see my interview in the Success Digest Vol 6 No.42, Sunday, September 4, 2011 p.5 &9 ‘Mobile Money Transfer Business Kicks Off At Last’).

            So, what’s the way out?

            Hi! You are wonderful, that is a good question, and you see I know how terrible it is when your time is wasted while queuing in bank; the low productivity level of your workers during salary payment period and the ultimate need for you to meet your yearly turnover target.

            I bet you, the secret of MOBILE MONEY TRANSFER I am about sharing with you, will enable you:

v  Conduct financial transactions in the comfort of your home and office.

v  Pay your utility bills and other subscription charges (DSTV, HITV, PHCN, etc) without stress.

v  Pay for goods and services without further queue.

v  Reconcile your financial transactions account with peace of mind without extra cost.

v  Purchase airtime of all GSM Service providers in your bathroom.

v  Earn fabulous transactional commissions seconds-per- seconds by:

                                  I.            Opening Mobile Money Transfer account for customers and merchants

                                II.            Rendering Cash-out (remittance & withdrawal services) to customers in your neighborhood.

                              III.            And whenever your customers spend money from their Mobile Wallets, etc

In this one day explosive wealth empowerment practical training you will be learning.

Ø  What Cashless Economy is

Ø  Case studies of more than 5 countries where cashless economy is creating wealth for smart entrepreneurs like you.

Ø  Opportunities and challenges of Cashless Economy.

Ø  Channels of Cashless Economy.

Ø  Cashless Economy in Nigeria

v  New CBN Cash Policy.

v  The licensed Cashless Economy Operators with special focus on four (4) companies and banks.

Ø  The wealth creation secrets in MOBILE MONEY TRANSFER business.

Ø  What it takes to start your Mobile Money Banking business.

Ø  Practical demonstration of how Mobile Money works.

Ø  Tested and proven marketing strategies for a successful Mobile Money Agent business.

Ø  And much more.

Hello friends, to convince you on our human capital development capability for the emerging cashless economy. Listen to what some of our past trainees have to say about the quality of our resource person and training strategies:

*Yes, my expectation was met. The resource person (Zakariyyah) is very good-Eugene Amahwe (AmuwoOdofin-Lagos).
*Yes, what I expected was what was delivered. Kwara man is a professional-Salubi K. Simon (Ethiope East, Delta State
*Yes, he (Akorede) is ok. He tries to handle every question as they come-Udonna Justice (Suleja-Niger State)
*Yes, a well organized seminar. Zakariyyah is a very good teacher with a very good student- teacher relationship- Ojelere T. Oluwole (Ikorodu-Lagos State)
*Yes, The seminar is ok, interesting the service (business) is also good and merit the cost. The trainer is very good in delivery and his relationship with participants is highly recommended-Nwafor Rita Chinedun (Ilupeju-Lagos State)
*Yes, All aspects of the Mobile Money payment were well explained. Moreover, the deliver ability was good; audibility was excellent and Zakariyyah’s teacher-student relationship was excellent -IROM A. Iyamba (Oburra-Cross Rivers State)
*Yes, Quite detailed explanatory. The instructor has good knowledge of the topic- Anuka Emmanuel (Alimosho-Lagos State

*Yes, Some teething issue was resolved and the resource person’s teacher-student relationship is 85%-Adesokan Adeniyi (Ibadan- Oyo State)
*Yes, I do appreciate the resource person, because he knows his onions- Ewansubhor Micah (Warri-Delta State)
Yes, Mr Akorede is very good- Samuel Young A (Iyana Ipaja Lagos State)         

Bonuses

1-      CBN Regulatory Framework for Mobile Money Payments.

2-      CBN Guidelines for POS Operators.

3-      Useful and relevant virtual resources to broaden your knowledge.

4-      Processing and Procurement of your Mobile Money Agent license without stress.

5-      Lifelong mentorship, etc.

So how much is this Training and why you must register now?

The normal charges for each Mobile Money Operator Agent training is N25, 000.00 only (N25, 000.00 X 4 =N100, 000.00) but the first 50 people to register will get 90% DISCOUNT Courtesy of SADC as part of its strategies to raise and nature 1, 000,000 Successful Entrepreneurs by the year 2020 thus, the training fee is just a token of N2, 500.00 only. Yes, you will have access to the secret strategy on how to start your profitable Mobile Money Banking Business.

Remember, after the training day of Saturday 3^rd March, 2012 the training fee goes back to N25,000 per Mobile Money Operator and you might have to travel to our office in  ILORIN, KWARA STATE. Hope, this is fair enough!

So there you have it.

I trust you love to position yourself for another GSM revolution which enables you to share profits with both the banks and GSM Operators immediately after the training. If so, follow the instructions in Guideline on Registering for SADC Seminars below to secure your seat.

Don’t let competitors and dream snatcher beat you to the banks. In fact, you can be smarter right now by going online to register your seat through online payment.

REQUIREMENTS  FOR PRACTICAL SESSION.

Please bring along the following for the practical demonstration:

(1)    Four (4) Passport Photograph.

(2)   All document for formal Bank Current Account Opening.

(3)   Java/Wap Enabled Phone.

(4)   A newly registered SIM (Gsm Line/ Pack) to be dedicated for Mobile Money Transfer business.

With my unconditional 100% Money Back Guaranteed (MBG). You have nothing to lose!

            If you are not completely satisfied with the training, you have every right to go to the SADC Account Department to withdraw your money in full, with unreserved apology and absolute no question asked! You’ve got nothing to lose and a life of financial freedom awaits you after the day’s practical training session.

            Welcome to the MOBILE MONEY WEALTH REVOLUTION!

            See you at the training on Saturday, 3^rd March, 2012

            To your success.

ZAKARIYYAH A. AKOREDE

(THE PIONEER MOBILE MONEY INSTRUCTOR)

08035709346,08077017002

  

  

CASHLESS ECONOMY UPDATE

You are humbly invited to a symposium with the theme:

CASHLESS ECONOMY CURRENT TREND IN THE GLOBAL WORLD; OPPORTUNINTIES AND CHALLENGES FOR NIGERIANS.

DATE:          29^TH JANUARY, 2012

TIME:          10:30AM – 1:00PM

VENUE:       BELLO AKANBI ONIYO CENTRE, 4 SULTAN ROAD, BESIDE KWARA STADIUM COMPLEX

                     BY ROYAL EATERY, OFF TAIWO ROAD, ILORIN.

HOST:         MOVEMENT FOR ISLAMIC CULTURE AND AWARENESS (MICA), Ilorin.

For seat reservation send ‘IWA’ to 08035709346. 08077017002

       Thanks in anticipation of your prompt attendance.

                                                                                                                                   YOURS SINCERELY,

                                                                                                                                   ________________

                                                                                                                                  ZAKARIYYAH A. AKOREDE

                                                                                                                                      (CEO HASLEN/PES)

NEW TRAINING SCHEDULE IN LAGOS THIS JANUARY

Dear Prospective Mobile Money Agents,
             
         Happy new year, this year shall be your year of upliftment and acceleration in all aspect of your life. l have a very good news for you today, as you have showing interest last year, on how you can register and start making cool cash as Mobile Money Agent.

        Another mobile money agent training will come up in Lagos on the 14th of January, 2012. If you are ready to take control of your life now and start making cool cash in the cashless economy.

         Below are the opportunities you will be exposed to on your phone and what you will be able to do as well.

Services Available to Mobile Money Users are:
    Financial Transactions
i.    Buy Airtime
ii.    Send Money To
a.    Other users
b.    Card
c.    Any Mobile Phone user
d.    Bank Account

iii.    Withdraw cash
a.    At agent location
b.    At Partner Bank ATM via Cardlex cash
iv.    Pay Bills
a.    Pay Cable TV subscription (e.g Dstv, Hitv, MyTV)
b.    Pay Utilities, Fees, Levies and Taxes
c.    Pay Merchants (e.g. Supermarkets, Restaurants, Petrol Filling Stations)



Non-Financial Transactions
i.    Change PIN
ii.    Check Balance
iii.    View Last 5 Transactions
iv.    Add/Delete  Debit/prepaid Card
v.    Change Set-up



  TO Your Success On Mobile Money,


 Zakariyyah A. Akorede

Chief Consultant

08035709346

08077017002


 lf you have any difficulties to register, don't hesitate to call the above no or email me immediately.

CASHLESS ECONOMY BUSINESS OPPORTUNITY

REQUIRED DOCUMENTATION FOR MOBILE           MONEY AGENT

Applicants must provide copies of the document listed below. The original document should be presented for verification before finalization of the registration process.

CLASS A:  SUPER / AGGREGATOR

1. Completed Hasbunallahu Success Links Enterprises (HASLEN) Mobile Money registration form.
2. Completed MM Operators registration forms.
3. Brief profile of personal (CV) and business of Super-Agents/Aggregators.
4. List of outlets, including full physical addresses and Wards/ LGAs.
5. Relevant license to operate the existing business.
6. Certificate of Incorporation or other documentary evidence of business registration.
7. Business permits for each proposed Agent outlet.
8. Copies of Memorandum and Articles of Association (Where applicable).
9. Copies of VAT certificate and tax clearance for the last three (3) years (If available)
10. Copies of IDs (International passport, National ID card/ Drivers License),
11. Six (6) passport photos of the primary and secondary contacts named on the MM Agent registration form.
12. Proof of address (Utility Bills and Business Name Registration/Certificate of Incorporation).
13. 3 months bank statements. If bank statements are not available, an official letter from the bank stating period of relationship is required.
14. Two (2) signed letters of reference from members of the target community who must include their Bank Current Account No in the letter for verification.
15. Personal declaration forms from the primary and secondary contacts named on the Mobile Money Super Agent/Aggregator registration form.
16. Copy of deposit slip or receipt showing payment of registration, training fee and minimum working capital.

CLASS B: PRIORITY AGENTS

Interested Nigerians with the aforementioned qualities who for one reason or another may not be able to meet all of the above registration and documentary requirements (e.g. Minimum number of outlets, business incorporation documents, etc) are encouraged to register to join the mobile money Payment Services under Class B. Approvals will be granted on a first-come-first-served basis.
(a) Acceptance of MM Operators terms and conditions, including clauses related to CBN Anti-money Laundering Policy and conformance with MM Operators’ branding and Mechanizing requirements.
(b) Minimum number of customers. Priority will be given to MM Agents that can register and activate at least 300 customers within the first two (2) months of operation and be able to render MM payment services at the rural or urban area as the case may be.

(c) Minimum Cash investment
Agents are expected to pre-deposit a minimum of N10, 000.00 recruiting  and N30,000.00 for the non-banking platform.
Successful Priority Agents will be required to deposit this money within one (1) week of approval by the MM operators, failure to which the approval shall be revoked.

(d) Technical requirements
Each Priority agents shall have the minimum of an SMS-enabled, GPRS-enabled and Java portable device for mobile money application with a dedicated GSM number already registered with GSM operator.
Optional facilities:
We recommend that the Priority agent should have a permanent office location accessible to both the customers and MM monitoring team.
• Keep proper log book of his/her daily transactions.
• Submit written reports to the Super-Agent for onward submission to the regulatory body through HASBUNALLAHU SUCCESS LINKS ENTERPRISES (HASLEN) on weekly basis which has to be typed.

(e) Registration fee:
Priority agents will pay a processing fee of #5,000.00 for the banking platform and N2, 850.00 for the non-banking operator. This fee is non-refundable.
Kindly pay the registration fee through your Super-Agent that recruited you for onward deposit to the MM operators through HASBUNALLAHU SUCCESS LINKS ENTERPRISES (HASLEN)
REQUIRED DOCUMENTATION
Priority agents must endeavor to meet as many of the Super Agents/Aggregators requirement as possible, including provision of at least one form of personal identification (item #10) and presentation of letters of reference from members of their community (item #14 ).
SUBMISSION GUIDELINES

All submissions must be neatly packaged along with the supporting documentation.
Please indicate either SUPER-AGENT/AGGREGATOR OR PRIORITY AGENT in the top right hand corner of both the enclosed supporting documents and the envelope or packet.
Submissions may be delivered in person or sent via courier to the address below or, preferably, give the completed package to your Super Agent for submission to :
CEO, HASBUNALLAHU SUCCESS LINKS ENTERPRISES (HASLEN) 1, Alasela Lane, Opposite Lara Bookshop, Off Upper Taiwo Road, Ilorin, Kwara State  or  P.O.BOX 14OOO, Baboko Market Post Office, Post Code: 240008, Ilorin, Kwara State.
For more information visit: www.mobilemoneywealth.blogspot.com
Processing of the application will take appropriately 4-5 working weeks from application receipt data. The MM Operators reserve the right to accept or reject any application at any time during the review process.

TERMS AND CONDITIONS FOR INDEPENDENT MOBILE MONEY PAYMENT AGENTS
During the training session you will be provided with specific terms and conditions of our partner MM Operators. You are to read and sign the agreement papers during the training day.

     However, the summary of the financial requirements for and Agents stated below:

For our banking institution

v  Registration for priority agent is--------------------- #5,000

v  Minimum working capital is ------------------------  #10,000

v  Java enabled phone between---------------------- #8,000 - #10,000

v  Training fee--------------------------------------------- #15,000

For super agent are:

v  Registration for super agent is-------------------- #7,500

v  Minimum working capital to pre-deposited is---------- #100,000

v  Java enabled phone---------------------------------- #8,000- #10,000

v  Training fee----------------------------------------------------- #15,000

v  Computer + internet facilities + Generator--------------

v  Suporting Staff

For our non-banking institution are:

§  Registration as an agent------------------------------ #6,000

§  Pre-installed phone------------------------------------ #9,000

§  Minimum working capital to deposit-------------  #20,000

§  Transaction log---------------------------------------- #1,500

§  Training fee-------------------------------------------  #15,000

As an aggregator/super

§  Registration fee-------------------------------------------- #15,000

§  Pre-installed Java enabled phone-------------------- #9,000

§  Minimum working capital------------------------------- #100,000

§  E-wallet---------------------   200 pieces minimum @ #500

§  Training fee----------------------------------------------- #15,000

 

Note:

·                     Both the registration and training fees are non-refundable.

Kindly pay the registration and training fees via bank deposit at a branch of GTBank. Include a copy of the deposit slip in your registration package:

GTB/Acct  Number- 0035216590 (old- 4424455801590)

·         Account Name: Zakariyyah A. Akorede.

·         Payment of Minimum Working Capital:

(i)            Banking Operator: You are to open a dedicated COT-free current/savings account with our partner bank as Super-Agents.

(ii)          As Aggregator, you will be making deposit to our other non-banking operator’s bank account that shall be communicated to you after training.