OCTOBER FINANCIAL FREEDOM WEEK TRAININGS

 DAY 1

DATE: SATURDAY (1st October, 2011)

VENUE:  ILORIN PROSPEROUS EDUCATIONAL SERVICES (PES) 1, ALASELA LANE, OPPOSITE LARA BOOKSHOP OFF UPPER TAIWO ROAD,ILORIN.

TOPIC:
HOW TO CREATE ENDLESS WEALTH FROM 4 PROSPEROUS PROVEN BUSINESS (QNET, MOBILE MONEY, 4SURE AND NATURELINE SOLUTIONS)

TIME:
9AM-4PM

FEE:
#500.00(BEFORE THE DAY) AND #750(ON THE DAY)

DAY 2

DATE:THURSDAY 6:10:2011

VENUE:  ILORIN PROSPEROUS EDUCATIONAL SERVICES (PES) 1, ALASELA LANE, OPPOSITE LARA BOOKSHOP OFF UPPER TAIWO ROAD,ILORIN.

TOPIC:
HOW TO GENERATE LEAD FOR QNET,4SURE & NATURELINE SOLUTIONS,MOBILE MONEY
BUSINESS PARTNERS COACHING ONLY

FEE: 
FREE

TIME:
4-8PM

DAY 3
DATE: HURSDAY 13:10:2011

VENUE:
THE CIVIC CENTRE, VICTORIA ISLAND.
SPEAKERS: Mr Pera Emiko, Head of Financial Services(Africa),Ernest & Young, South Africa. LAGOS

TOPIC:
MOBILE MONEY ROUND TABLES OPPORTUNITY IN NIGERIA’S EMERGING CASHLESS ECONOMY

FEE:
#30,000.00

TIME:
9:30AM

DAY4

DATE: RIDAY 14:10:2011

VENUE:
BALINGA VENTURES, 3RD FLOOR 122, MURITALA MUHAMMED WAY, POST OFFICE BUS STOP , EBUTE METTA LAGOS.

TOPIC:
HOW TO CREATE ENDLESS WEALTH IN NIGERIA’S EMERGING CASHLESS ECONOMY AS A MOBILE MONEY BANK MANAGER

TIME:
9AM-4PM

FEE:#12,500.00 INDEPENDENCE MONTH BONUS BEFORE THE DAY & #15,000.00 ON THE DAY

DAY 5

DATE: SATURDAY 15:10:2011

VENUE:
BALINGA VENTURES, 3RD FLOOR 122, MURITALA MUHAMMED WAY, POST OFFICE BUS STOP , EBUTE METTA LAGOS.

TOPIC:
HOW TO CREATE ENDLESS WEALTH IN NIGERIA’S EMERGING CASHLESS ECONOMY AS A MOBILE MONEY BANK MANAGER

TIME:
9AM-4PM

FEE:
#12,500.00 INDEPENDENCE WEEK BONUS BEFORE THE DAY & #15,000.00 ON THE DAY


DAY 6

DATE: SUNDAY 16:10:2011

VENUE:
BALINGA VENTURES, 3RD FLOOR 122, MURITALA MUHAMMED WAY, POST OFFICE BUS STOP , EBUTE METTA LAGOS.

TOPIC:
HOW TO CREATE ENDLESS WEALTH IN NIGERIA’S EMERGING CASHLESS ECONOMY AS A MOBILE MONEY BANK MANAGER

TIME:
9AM-4PM

FEE:
#12,500.00 INDEPENDENCE WEEK BONUS BEFORE THE DAY & #15,000.00 ON THE DAY

DAY 7
Date: THURSDAY 20:10:2011

VENUE:
PROPEROUS EDUCATIONAL SERVICE (PES) 1,ALASELA LANE OPPOSITE LARA BOOKSHOP OFF UPPER TAIWO EOAD, ILORIN

TOPIC:
QNET, 4SURE & NATURE;INE SOLUTIONS BUSINESS PARTNERS COACHING

TIME:
4-8PM

FEE:
FREE

DAY 8

DATE: SATURDAY 22:10:2011

VENUE:
PROPEROUS EDUCATIONAL SERVICE (PES) 1,ALASELA LANE OPPOSITE LARA BOOKSHOP OFF UPPER TAIWO EOAD, ILORIN


TOPIC:
HOW TO CREATE ENDLESS WEALTH IN NIGERIA’S EMERGING CASHLESS ECONOMY AS A MOBILE MONEY BANK MANAGER

TIME:
9AM-4PM

FEE:
#12,500.00 INDEPENDENCE WEEK BONUS BEFORE THE DAY & #15,000.00 ON THE DAY


DAY 9

DATE: SUNDAY 23:10:2011

VENUE:
PROPEROUS EDUCATIONAL SERVICE (PES) 1,ALASELA LANE OPPOSITE LARA BOOKSHOP OFF UPPER TAIWO EOAD, ILORIN

TOPIC:
HOW TO CREATE ENDLESS WEALTH IN NIGERIA’S EMERGING CASHLESS ECONOMY AS A MOBILE MONEY BANK MANAGER

TIME:
9AM-4PM

FEE:
#12,500.00 INDEPENDENCE WEEK BONUS BEFORE THE DAY & #15,000.00 ON THE DAY


DAY 10
 
DATE: SATURDAY 29:10:2011


VENUE:
ILORIN PROPEROUS EDUCATIONAL SERVICE (PES) 1,ALASELA LANE OPPOSITE LARA BOOKSHOP OFF UPPER TAIWO EOAD, ILORIN

TOPIC:
HOW TO CREATE ENDLESS WEALTH IN NIGERIA’S EMERGING CASHLESS ECONOMY AS A MOBILE MONEY BANK MANAGER

TIME:
9AM-4PM

FEE
#12,500.00 INDEPENDENCE WEEK BONUS BEFORE THE DAY & #15,000.00 ON THE DAY

DAY 12

DATE: SUNDAY 30:10:2011


VENUE:
PROPEROUS EDUCATIONAL SERVICE (PES) 1,ALASELA LANE OPPOSITE LARA BOOKSHOP OFF UPPER TAIWO EOAD, ILORIN.

TOPIC:
HOW TO CREATE ENDLESS WEALTH IN NIGERIA’S EMERGING CASHLESS ECONOMY AS A MOBILE MONEY BANK MANAGER


TIME:
9AM-4PM


FEE:
#12,500.00 INDEPENDENCE WEEK BONUS BEFORE THE DAY & #15,000.00 ON THE DATRAINER: ZAKARIYYAH A AKOREDE

PAYMENT PROCEDURE:

All Payment must be made to:
BANK: GTBANK
ACCOUNT NAME: ZAKARIYYAH A. AKOREDE
ACCOUNT NUMBER: 0035216583 (442-445-580-110)
SEND PAYMENT DETAILS: YOUR NAME, AMOUNT PAID, TELLER NO, DATE OF PAYMENT, YOUR LOCATION, EMAIL ADDRESS TO 08035709346, 08077017002 PLUS THE DATE & VENUE YOU WANT TO ATTEND.

NOTE: A CONFIRMATION SMS WILL BE SENT TO YOU TO ATTEND

TESTIMONIAL BY OUR MOBILE MONEY AGENT TRAINEES

TESTIMONIAL BY OUR MOBILE MONEY AGENT TRAINEES
Friday 23rd September 2011. Another mile-stone step was taken towards raising and nurturing 1 million successful entrepreneurs come 2020 by Success Attitude Development Centre (SADC) a.k.a Success Digest when one of their mentees in the field of entrepreneurship in person of Muqaddam Abdul-Ghaniy Akorede Zakariyyah a.k.a Kwara was invited to train aspiring Mobile Money Agents at their platform who responded to the advert of Wednesday September 7th, 2011 P.8: How to create Mega wealth as a mobile money payment in a cashless Economy.
The maiden national training was a huge success and an impactful one for that matter as revealed by the trainees. Hear what they have to say:

*Yes, my expectation was met. The resource person (Zakariyyah) is very good-Eugene Amahwe (Amuwo Odofin-Lagos).

*Yes, what I expected was what was delivered. Kwara man is a professional-Salubi K. Simon (Ethiope East, Delta State

*Yes, he (Akorede) is ok. He tries to handle every question as they come-Udonna Justice (Suleja-Niger State)

*Yes, a well organized seminar. Zakariyyah is a very good teacher with a very good student- teacher relationship- Ojelere T. Oluwole (Ikorodu-Lagos State)

*Yes, The seminar is ok, interesting the service (business) is also good and merit the cost. The trainer is very good in delivery and his relationship with participants is highly recommended-Nwafor Rita Chinedun (Ilupeju-Lagos State)

*Yes, All aspects of the Mobile Money payment were well explained. Moreover, the deliverability was good; audibility was excellent and Zakariyyah’s teacher-student relationship was excellent-IROM A. Iyamba (Oburra-Cross Rivers State)

*Yes, Quite detailed explanatory. The instructor has good knowledge of the topic- Anuka Emmanuel (Alimosho-Lagos State

*Yes, Some teething issue was resolved and the resource person’s teacher-student relationship is 85%-Adesokan Adeniyi (Ibadan- Oyo State)

*Yes, I do appreciate the resource person, because he knows his onions- Ewansubhor Micah (Warri-Delta State)

Yes, Mr Akorede is very good- Samuel Young A (Iyana Ipaja Lagos State)

Consequently, some of you who missed the maiden national training have been calling and requesting if we could repeat the seminar. After much consideration we are flagging up State- by- State training for whoever wants to create an endless wealth as Mobile Money Bank Manager in the Nigeria’s emerging cashless economy.
The next post is our scheduled training line up to celebrate this year’s independence month with Nigeria coming with a mouth watering discount for those who desire to achieve their dream of financial freedom through a cashless economy.

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MOBILE MONEY AGENTS PRACTICAL TRAINING FOR SEPTEMBER 2011

A PRACTICAL TRAINING FOR ASPIRING MOBILE MONEY AGENTS IS SCHEDULED TO HOLD AT SUCCESS DIGEST,OKOTA-LAGOS
ON FRIDAY 23RD SEPTEMBER,2011 TIME-9AM-4PM.
FEE-N10,000.00(HIGHLY SUBSIDIZED BY SUCCESS ATTITUDE DEVELOPMENT CENTRE)
AFTER THIS THE FEE GO BACK TO THE NORMAL CHARGE OF N15000.00
PAYMENT CLOSES ON TUESDAY 20TH SEPTEMBER,2011 SEE SUCCESS DIGEST OF WEDNESDAY 7-09-2011 PAGE 8 FOR COURSE OUTLINE AND PAYMENT GUIDELINE.
FACILITATOR-ZAKARIYYAH A AKOREDE(PIONEER MOBILE MONEY AGENTS TRAINER)
CALL NOW-08077017002,08035709346
EMAIL-mobilemoneyagents@yahoo.com

NIGERIA MOBILE MONEY NEWS FLASH

(1) Success Digest Extra: Vol. 5 No 28, Monday, June 14, 2010 p. 4: GSM Mobile Banking-The Largest Business Opportunity ever;
(2) Success Digest Extra: Vol. 6 No 8, Monday January 10, 2011: Red Hot Mobile Money Opportunity.
(3) The Punch, 14th Dec., 2010: From Mobile Phone to mobile money.
(4) Vanguard 27th Dec, 2010: Foundation for a New Banking Era: Mobile Banking Licenses.
(5) Sunday Punch: 9th January, 2011 p. 26 Mobile Money Banking.
(6) The Punch: Mon 10th January, 2011 p. 4: Creating Wealth as Mobile Money Agent.
(7) The Punch: The 25th January, 2011 p 25: eTranzact Introduce USSD Platform to Boost Mobile Banking.
(8) The Punch, Tue 1st Feb., 2011 P. 26: Pagatech, Interswitch Partner for Mobile Payment.
(9) Business Day: Mon. 2 May 2011: Confronting the challenges in the Money Transfer industry in Nigeria.
(10) The Nation: Thur. May 20, 2011 p. 15: GT Bank floats Mobile Money Product.
(11) Business Day, Mon. 4 July 2011 p. 14. MTN Brings into Mobile Money Scheme
(12) Tell: No 30 August 1, 2011 Pp 32-34; Money is here.
(13) The Punch: Thur. Aug. 4, 2011 p. 19: FG Cashless Economy Project to begin in Lagos.
(14) The Punch: Thur. Aug. 4, 2011 p 21: Mobile Money’ll take service to unbanked Nigerians.
(15) The Punch: Tue, August 2, 2011 p. 4: Growing your business through mobile phone money transfer.
(16) The punch, Mon., May 9, 2011 p. 38: Goodwell, Alitheca Invest in Nigeria’s Mobile Money firm.
(17) Saturday Punch, April 23, 2011 p. 49: Bringing banking closer to the ‘unbanked’.
(18) MM @ GLOBAL MKT
Vanguard Mon. May 30. 2011 p 24: Mobile banking use on the rise in Europe (UK, German, France, Spain and Italy). Jereny Copp. Vice President of Mobile for Conscore, Europe
(19) National Mirror 30/05/2011 p. 32: Google set to enter mobile payments stage ‘Google Wallet’.
(20) Compass 30, May 2011 p. 14 Chams Mobile leverages biometric authentication on Mobile Banking Platform.
(21) The Punch 20th May, 2011 p. 20, Cashless Transaction: Telecoms Operators should improve services
(22) Nigerian Pilot: Wed. June 8, 2011 pp 1-2 CBN to deploy 40,000 ATMs for Cashless Policy take- off.
(23) Compass 30, May 2011 p. 14 Chams Mobile leverages biometric authentication on Mobile Banking Platform.
(28) Nigeria: The Punch 20th May, 2011 p. 20 Cashless Transaction: Telecoms Operators should improve services.
(29) Nigerian Pilot: Wed: June 8, 2011 pp 1-2.CBN to deploy 40,000 ATMs for Cashless Policy take- off.

HASLEN TRAINED AND LICENSED MOBILE MONEY AGENTS IN NIGERIA AS AT JULY, 2011

So far the following Mobile Money Transfer Agents have been trained by PROSPEROUS EDUCATIONAL SERVICES (PES) and accredited by HASBUNALLAHU SUCCESS LINKS ENTERPRISES (HASLEN) others will be added as soon as they scale through the accreditation process. Remember you could become one in your locality call now for booking.
KWARA STATE
1. HASBUNALLAHU SUCCESS LINKS ENTERPRISES (HASLEN) AND PROSPEROUS EDUCATIONAL SERVICES (PES)
1, ALASELA LANE, OPPOSITE LARA BOOKSHOP, OFF
TAIWO ROAD, ILORIN 08077017002, 08035709346
2. SAKA W. OMOTAYO, AS ABOVE, 08188597124, 07069206131.
3. IMAM AHMED MUSA 46, ABDUL-AZEEZ ATTAH ROAD, BABOKO, ILORIN, KWARA STATE 081132242553, 08034111846.
4. HAJIA AMUDAT T. LAWAL STORE NO. 2, SELIA HOUSE, OPPOSITE GROUPS MEDICAL CENTRE, NEW PIPE LINE ROAD, TANKE, ILORIN, KWARA STATE 08056522699.
5. MUSA SHEHU QODR
1, ISALE MALIKI ROAD, ILORIN, KWARA STATE
08056667892.
6. ALHAJI AGBOOLA AHMED B 10, INU-ODI COMPOUND, OFF PAKATA ROAD, ILORIN, KWARA STATE 08032183953, 08188596838.
7. ALHAJI HARUNA MUHAMMED JIMBA 28C, OLOGUN JIMBA ROAD, ILORIN, KWARA STATE 08035555974.
8. MRS OKEKE C AMAKA 178, TAIWO ROAD, OPPOSITE OWONIBOYS, ILORIN, KWARA STATE 08035101534.
9. ALHAJI JIMOH I ONIPE, 4, ORO ROAD, ADEWOLE ESTATE, ILORIN, KWARA STATE 08034225329, 08181079468,
10. PASTOR AKINYEMI EMMANUEL O EDUCRAFT TECHNOLOGIES 72, STADIUM ROAD, ILORIN, KWARA STATE 07098814670, 08032296459.
11. MRS ABDUL-GHANIY FATIMOH A AL-FAIHI VENTURES 38, PAKATA ROAD, BEHIND NIGERIA PRISONS SERVICE, ILORIN, KWARA STATE 08035353901
12. MRS ABDUL-GHANIY MUSLIMAH AN AL-MUBARAQ VENTURES, OPPOSITE AJIKOBI BASIC HEALTH CENTRE, OKEKERE, ILORIN, KWARA STATE 08035353902.
13. HAJIA ADERAMO KUBURAT M. POWA SHOPING COMPLEX TAIWO ROAD, ILORIN, KWARA STATE 08033817383, 08058552352.
LAGOS STATE
1. MRS C. N. UCHE NOJNC UNIVERSAL LTD 45, ADEOYO STREET, OFF ISOLO ROAD,
MUSHIN – LAGOS 08023195931.
2. MR. YUSUF LAWAL K. 3, ADEOGBO STREET, OKE-IRA, AGUDA-OGBA, LAGOS 08032426764.
3. MR IJIGBAMI OLUFEMI 18, ADEDEJI STREET, SABO-AJANGBADI, 08033960140.
4. MR SUNDAY UDOH OSHODI – LAGOS STATE 08023615278.
NIGER STATE
1. MINNA - 08035875555
2. “ - 08027414692
3. “ - 08058953531
4. “ - 08036767588
5. “ - 08036807682
6. “ - 08038561209
7. “ - 08065578182
8. “ - 08062974214
9. “ - 08066853869
10. “ - 08037253071
11. “ - 08099357619
12. “ - 08099357618
13. “ - 08062511775
14. “ - 08036882517
15. “ - 08054969735
16. “ - 08035861839
17. “ - 08023508214
18. “ - 08036767588
19. “ - 08059091264
20. “ - 08035868299
21. “ - 07036829292
22. “ - 08033409484
KANO STATE - 08062771560
KADUNA STATE - 08067834678
OSUN: OSHOGBO- 08034344845
BENUE STATE: MARKURDI - 08054644203
OYO STATE
MR BENJAMEN ADEBOWALE OLOGUNAN ALAGUNTAN AREA SANGO-ELEYELE
IBADAN - 08034710113

NOTE: YOU CAN ALSO BECOME A CERTIFIED MOBILE MONEY TRANSFER AGENT TODAY, ACT NOW BEFORE THE LINCENSE IS OVER

REQUIRED DOCUMENTATION FOR MOBILE MONEY AGENT

Applicants must provide copies of the document listed below. The original document should be presented for verification before finalization of the registration process.
1. Completed Hasbunallahu Success Links Enterprises (HASLEN) Mobile Money registration form.
2. Completed MM Operators registration forms.
3. Brief profile of personal (CV) and business of Super-Agents/Aggregators.
4. List of outlets, including full physical addresses and Wards/ LGAs.
5. Relevant license to operate the existing business.
6. Certificate of Incorporation or other documentary evidence of business registration.
7. Business permits for each proposed Agent outlet.
8. Copies of Memorandum and Articles of Association (Where applicable).
9. Copies of VAT certificate and tax clearance for the last three (3) years (If available)
10. Copies of IDs (International passport, National ID card/ Drivers License),
11. Six (6) passport photos of the primary and secondary contacts named on the MM Agent registration form.
12. Proof of address (Utility Bills and Business Name Registration/Certificate of Incorporation).
13. 3 months bank statements. If bank statements are not available, an official letter from the bank stating period of relationship is required.
14. Two (2) signed letters of reference from members of the target community who must include their Bank Current Account No in the letter for verification.
15. Personal declaration forms from the primary and secondary contacts named on the Mobile Money Super Agent/Aggregator registration form.
16. Copy of deposit slip or receipt showing payment of registration, training fee and minimum working capital.
CLASS B: PRIORITY AGENTS
Interested Nigerians with the aforementioned qualities who for one reason or another may not be able to meet all of the above registration and documentary requirements (e.g. Minimum number of outlets, business incorporation documents, etc) are encouraged to register to join the mobile money Payment Services under Class B. Approvals will be granted on a first-come-first-served basis.
(a) Acceptance of MM Operators terms and conditions, including clauses related to CBN Anti-money Laundering Policy and conformance with MM Operators’ branding and Mechanizing requirements.
(b) Minimum number of customers. Priority will be given to MM Agents that can register and activate at least 300 customers within the first two (2) months of operation and be able to render MM payment services at the rural or urban area as the case may be.
(c) Minimum Cash investment
Agents are expected to pre-deposit a minimum of N10, 000.00 recruiting Super-Agent for the banking platform and N30,000.00 for the non-banking platform with their respective Super-Agent as minimum working capital
Successful Priority Agents will be required to deposit this money within one (1) week of approval by the MM operators, failure to which the approval shall be revoked.
(d) Technical requirements
Each Priority agents shall have the minimum of an SMS-enabled, GPRS-enabled and Java portable device for mobile money application with a dedicated GSM number already registered with GSM operator.
Optional facilities:
We recommend that the Priority agent should have a permanent office location accessible to both the customers and MM monitoring team.
• Keep proper log book of his/her daily transactions.
• Submit written reports to the Super-Agent for onward submission to the regulatory body through HASBUNALLAHU SUCCESS LINKS ENTERPRISES (HASLEN) on weekly basis which has to be typed.

(e) Registration fee:
Priority agents will pay a processing fee of #5,000.00 for the banking platform and N2, 850.00 for the non-banking operator. This fee is non-refundable.
Kindly pay the registration fee through your Super-Agent that recruited you for onward deposit to the MM operators through HASBUNALLAHU SUCCESS LINKS ENTERPRISES (HASLEN)
REQUIRED DOCUMENTATION
Priority agents must endeavor to meet as many of the Super Agents/Aggregators requirement as possible, including provision of at least one form of personal identification (item #10) and presentation of letters of reference from members of their community (item #14 ).
SUBMISSION GUIDELINES
All submissions must be neatly packaged along with the supporting documentation.
Please indicate either SUPER-AGENT/AGGREGATOR OR PRIORITY AGENT in the top right hand corner of both the enclosed supporting documents and the envelope or packet.
Submissions may be delivered in person or sent via courier to the address below or, preferably, give the completed package to your Super Agent for submission to-
CEO, HASBUNALLAHU SUCCESS LINKS ENTERPRISES (HASLEN) 1, Alasela Lane, Opposite Lara Bookshop, Off Upper Taiwo Road, Ilorin, Kwara State OR P.O.BOX 14OOO, Baboko Market Post Office, Post Code: 240008, Ilorin, Kwara State.
For more information visit: www.mobilemoneywealth.blogspot.com
Processing of the application will take appropriately 4-5 working weeks from application receipt data. The MM Operators reserve the right to accept or reject any application at any time during the review process.

TERMS AND CONDITIONS FOR INDEPENDENT MOBILE MONEY PAYMENT AGENTS
During the training session you will be provided with specific terms and conditions of our partner MM Operators. You are to read and sign the agreement papers during the training day.

MOBILE MONEY AGENT REGISTRATION GUIDELINE

This posting outlines the basic requirement for registration as an independent Mobile Money Agent irrespective of whether an agent will be working with a bank inclined or other financial institutions. Upon acceptance, independent MM Agents will receive training and contact verified before commencement of Mobile Money payment services.
NOTE:
• Interested Nigerians of above 18 years of age, good character, ability to read and write; possession of a dedicated java- enabled Mobile Phone and a valid dedicated Phone number which must have been registered with GSM Service provider and pay the required registration, training and marketing support fee and able to float his/her MM Account with the minimum working capital through Hasbunallahu Success Links Enterprises (HASLEN).
• Any one that meets the above basic requirements may register as Super-Agent/Aggregator or priority Agent.
CLASS A-SUPER AGENTS/AGGREGATORS
(a) Acceptance of Mobile Money Operators terms and conditions.
Individuals or co-operate bodies wishing to be an independent Super Agent/Aggregator must be willing and able to comply with the MM Operator’s terms and conditions. Including clauses related to CBN Anti-Money laundering Policy (see the enclosed CBN Operational Framework) and conformance with MM Operator’s branding and merchandising requirements.
(b) Minimum number of MM Outlets
Priority will be given to Super-Agents/Aggregators that can activate and manage 7 or more priority Agent outlets delivering mobile money services to customers. Outlets should include at least LGAs (Urban or rural) in his/her State of domicile.
Opportunities for Super-Agents/Aggregators exist in all parts of Nigeria and each proposed outlet will be ascertained prior to commencement of business.
(c) Minimum Cash Investment at each outlet.
For each outlet proposed, Super-Agents/Aggregators are expected to pre-deposit a Minimum of N110,000.00 for our banking operator and N100,000.00 for our non-banking operator into their respectful providers dedicated accounts for e-float to ensure the ability to properly service customers, including the availability of cash to support cash withdrawals and mobile wallet sales.
Successful Super-Agents/Aggregators will be required to deposit this money immediately after training to facilitate their approval and account activation.
(d) Staff
Mobile Money service locations require adequate staff with the competence to manage customer transactions (see the CBN Operational Framework-APPENDIX I). MM Assistants should have a minimum educational achievement of first school leaving certificate. The Super-Agent/Aggregator is responsible for their own staff.
(e) Technical Requirements
Each MM outlet shall have the minimum of an SMS and Java-enabled mobile phone handset and a dedicated dully registered GSM SIM pack with GSM Operator.
Sample of GPRS-enabled and Java 3.0 portable devices that can run the Optional Facilities:
We recommend that your central office set up the following facilities to foster efficient and professional operations across multiple agent outlets:
 At least one (1) person to handle day-to-day operations as your office assistance.
 One (1) desktop or laptop computer with reliable Internet access.
 One (1) printer for printing downloaded reports.
 A standby source of power supply.
(f) Registration fee
Super-Agents/Aggregators will pay a processing fee of N7, 500.00 and N10.000.00 for our non-banking operator. Also covers the issuance of certificate of approval to operate.
(g) Training Fee.
Super-Agents/Aggregators will pay a training fee of N15, 000.00 irrespective of which operator he/she wants to work with. The fee entitled our trainees to work with both if other financial and material requirements are met. It also includes initial marketing support through SMS to 200 targeted agents for recruitment.
Note:
• Both the registration and training fees are non-refundable.
Kindly pay the registration and training fees via bank deposit at a branch of GTBank. Include a copy of the deposit slip in your registration package:


GTB/Acct # 0035216590(4424455801590)
• Account Name: Zakariyyah A. Akorede.
• Payment of Minimum Working Capital:
(i) Banking Operator: You are to open a dedicated COT-free current/savings account with our partner bank as Super-Agents.
(ii) As Aggregator, you will be making deposit to our other non-banking operator’s bank account that shall be communicated to you after training.